Thrive! In 2012

     Thrive!  Enter the year with an expectant heart!  That was the message from Pastor Doug at this mornings service.  As 2011 slipped away into oblivion at 11:59:59 PM last night, a sigh of relief came over me.  It was finally over, done, gone and just a figment of my memory.  I had thought that 2010 was a year to forget but I was wrong.  2011 presented itself as a year of hope but became a let down.  When I went to service this morning, I did so with peace and more joy then I had in a long time.  2012 truly is a year of hope and great prosperity.  How can I say this and know it's true?  I realize, I was wrong about last year, but I also made some grave mistakes that cost me.  The cost was mental, physical and financial, but I've learned from this.  I've learned that I am repeating mistakes that I've made before and now was the time for change.

     Pastor Doug went on to say that there are four things to expect this year...

1. Expect a prophetic word.
• A new word and Proverbs 29:2 came to mind
• Where the righteous thrive, the family will rejoice!   
2. Expect a message.
• Repentance
• Forgiveness
3. Expect to be Fruitful.
4. Expect a personal encounter with Jesus Christ.

     I've grown spiritually this past year and for that I am thankful for of last year.  The strains placed on myself and my family weighed heavy through the year.  I have created a plan and have been monitoring it and sticking to it.  Making adjustments as needed to stay in line with my set goals for 2012.  I've made positive changes and have created constant reminders to keep me on track.  I see great freedom just around the corner and have the days marked on the calendar.  Counting the days until I am free of some major debt.  I've sought out knowledgeable people that can help me overcome my fears and get my creativity started.  I've regained the confidence I had years ago that helped me climb to new success.

     So if you're looking to make a New Years Resolution look no further.  Make the first one a commitment to yourself, your dreams, your goals, your greatest desires.  Take them all and make a plan to have a Happy and Prosperous New Year.  This will bring you Success from within!

Seasons Greetings 2011

     First I'd like to wish everyone a Merry Christmas, although a day late.  It is tough at times to find the time to do all the things we'd like.  So with that in mind I'd like to also wish everyone a Happy New Year as well.  As 2011 comes to a quick close, I have been giving the past year a quick review.  The start of 2011 was a rough one with great financial strains throughout the world.  I had proclaimed that 2011 would be the year to overcome many of my personal challenges.  Financially, 2011 was a roller-coaster ride from hell.  Many of us fell off the ride, while others barely hung on to what we had.  Here again, from personal experience, I too clung on for dear life.  Yes, that's right, I did anything and everything to keep what little I had.  January to March was a battle of keeping my home, job and car.  Congress was playing with the taxes and delayed my return but in the end I still have all three.  I had mentioned in my last blog that I learned many things from my Dale Carnegie training.  Getting stressed out over things that might happen can kill you or in the least, make you very ill.  Everything that I worried about never came to pass.

     March to June looked promising and did fare pretty well, but with summer rolling in the financial woes started again.  Robbing Peter to pay Paul seemed to become a way of life.  I will tell you from this repeating experience, it DOESN'T work long and only make things worse.  Lucky for me, things seem to turn out right, one way or another.  July and August brought family issues and concerns that made for a very emotional time.  The decisions made during this time governed September.  We had to send my oldest daughter to stay with some friends over 1000 miles away.  October was a settling month, trying to get things back into some kind of order.  November is to be a month of thanksgiving.  This is where the financial company for our car lowered the boom.  When the statement came, my chin hit the floor.  The loan hit it's maturity and I owed a balance of $6000.00 by the due date.  Normally I would have panicked, but instead, I analyzed the situation and decided to try for a refinance to the balance.  Although the vehicle is blue booked for twice what I owed, no one would refinance it.  So I stuck to my guns and kept sending the normal payment.  They haven't come for the car and the December statement only states the same as the last but with a lower balance.  Again, here is an excellent example of why not to worry about things such as this.  December is here and Christmas has come at last.  Only days remain of 2011 and now I look towards 2012 with great promise.

     So what's in store for me in 2012?  Well first, the financial outlook is way better this coming year then last.  The 2011 tax return will pay off the remaining balance on the car.  This will free up all that money that has been going towards it all these years.  With that we can follow some of the principals that I have learned through several financial books I have read this past year.  I have vowed not to make the same mistakes that I have made in the past.  This will mark a new success in my life and your invited to follow along.  Discover the true meaning of Success from within.

     Recently, sometime in October, I had traveled to Albuquerque, New Mexico for a service call.  When returning, I picked up a few gift items at the airport for my family.  I did find an item that I had some time ago and thought I should pick it up.  It's called a worry stone.  I had one years ago, when worry consumed me and was taking a huge toll on my health.  It came from an Irish stand at a mall that explained it's use and why you shouldn't worry.  Since we moved several times over the years, my worry stone has disappeared.  This presented me with opportunity to revisit it's use.  Simpy put, I will use part of my Dale Carnegie training with the help of my new found worry stone.  I write my worries down on a piece of paper and place it under the worry stone.  If I have new worries I right them down and place them under the stone.  After some time passes, a few weeks or a month, I check my list of worries.  I have come to find that most of my worries are meaningless and come to pass with no real issues.  This is a big key to finding success from within.  If we burden ourselves with worries, we'll have no time to realize our successes.

    

Have a Happy and Wonderful Holiday Season!

What is your definition of success?

What is your definition of success?

          When I started this blog, I gave the definition that Websters Dictionary had for success.  As noted by them, the definition changed.  I know it has been a while since my last posting but on occasion, everyone needs time to reflect.  Society today, looks very differently at success then we did in the past.  The whole point of this blog is to show everyone that our perception of success is wrong.  After spending 8 weeks in Dale Carnegie training, I have learned many things about getting my point across and giving my readers a true visualization of what I'm talking about.  First off, how can anyone relate to what I'm trying to convey without proper examples?  Real life examples, to show that everyone has experienced success at some point in their life.  Stories of real people who found out that success is not just being wealthy or having that high paying career.  I have also been travelling much of this year and found a lot of time to read several books on debt elimination.  This subject can be tied into ones desire to discover success from within.

          Let's start with the basics shall we...  Success to me is setting a goal and seeing it through to it's conclusion.  Resolving a problem or issue can also be called success.  Why?  Simple, if John needs some money to replace his tires he could go to the bank but if he doesn't have enough in his account, he will need to get the money somewhere.  With this example, John has two goals.  First is to get the money needed for the tires and second is to take the money and get the tires he needs.  John can solve first situation in a few ways.  John can save up the money, putting a few dollars away each pay period until he has enough for the tires.  He can work more hours and use the extra money earned to get the tires.  He can borrow the money, this is not recommended seeing how the value of the tires decrease over time.  All of the debt management books I have read agree that using credit to buy such an item is finacial suicide.  John can sell something he no longer wants or needs to pay for the tires.  So you see John has many options to get the money.  Once John has collected enough money to cover the costs, we can say that John was "successful" at reaching this first goal.  Next is getting the tires.  John simply needs to find a tire dealer, make the appointment and purchase the tires.  John now has "succeeded" in replacing the tires he needed.  Society doesn't see this as a success but John was successful in getting the tires by being successful in getting the money needed to purchase them.  It is the little successes we have that lead us to greater success.

          All the experts and guru's tend to agree, that we need to take little steps to reach a big goal.  A hand written plan that lays out little goals that help advance us to our final goal.  If a goal is set too big, we tend to get frustrated and give up easily but, if we set smaller goals, not achieving one is just a minor set back.  I, myself, have been battling a finacial crisis for the last fee years.  Every time I think I'm getting close to surmounting the situation, something new pops up to knock me down a few pegs.  I use to worry about this constantly, causing many nights of lost sleep and stomach ailments.  While attending the Dale Carnegie training, I was assigned to read How To Stop Worring & Start Living by Dale Carnegie.  The information contained within this book was life changing.  Sir William Osler was quoted "Live in Day-tight Compartments."  Shut the doors on the past and the future, live the day and the day alone.  With this the past is the past and should not be relived and the future hasn't happened yet so why fret over it?  I also learned to write my worries down and stick them in a drawer.  In a month or so pull them out and see the results.  Most of our worries are for nothing, by writing them down and later seeing the outcome reassures us of that.  I worried about my job, home and vehicle, just to see that my worries never materialized.  Now I use what is called a worry stone.  I take the worries I have writen down and place them under the worry stone.  Now the worry stone can worry about them.

          The last thing for today would be another quote from Dale Carnegie's book How To Stop Worrying & Start Living is "Thy will be done".  All the books that I have read dealing with overcoming financial burden mentioned giving and accepting the will of God.  Following the belief that if it is God's will for this to happen to me, than so be it.  It is said in the Bible that God provides for our every need and rewards us when we are deserving.  The mistake that most people make is that we, myself included, believe things are owed us but in God's eyes we truely are not deserving.  I will leave the giving discussion for another day but want to point out that unless we are thankful for the things we have, the Lord may take them away.  It has taken me many years to realize that I should be thankful for even the smallest things.  By being thankful everyday, my life has greatly improved and brought me to greater accomplishments.  With that in mind, be sincere and truely appreciative of the things and people in your life.  This will bring great opportunity to your door.

          In closing "God grant me the Serenity to accept the things I cannot change... the Courage to change the things I can... and the Wisdom to know the difference."

How to get what you want in life...

How to get what you want in life...

The book I'm reading right now is How to Get What You Want in Life with the Money You Already Have by Carol Keeffe.  I highly recommend getting a copy of this book if you are struggling financially on a daily basis.  The book provides very revolutionary ideas for reaching your dreams while still paying your bills.  Reading this reminded my of something that I had already done in the past but somehow became side tracked.  Back in 2004 I was bringing in more money then I ever did in my life.  Things were looking good and I had set up some accounts that had automatic deposits.  I never missed the money that went into them and by the years end I had a nice chunk of change set aside for a family vacation.  I did this for 3 years and never missed a beat.  Bills were paid and we still went on a great vacation.  By the end of 2007 I had found a new job in a better community.  In moving I stopped the deposits, closed my checking account and opened a new one in the state we moved to.  The biggest mistake I made was that I didn't restart my automatic savings deposits.  I no longer had a safety net for the unexpected.  3 years later by the end of 2010 our financial outlook was very bleak.  I made the determination that the situation had to change and I wasn't going to lose anything that I valued.  Now midway through March our financial perspective is looking up.  So what did I change?  I went back to my basics and started paying myself first.  Placing money from every paycheck into a savings account before paying bills.

Now you may think this is ludicrous when you're already falling behind on bills but believe it or not it works.  You never miss the money and can still manage to get the bills paid.  When we look at our checking account balances, we think of what has to come out and get paid.  If the money already automatically comes out and is stashed away we tend not to miss it.  That little bit, no matter how small, will then grow.  When we see it growing, we start to find ways to add more.  The book explains something that worked for me and I had simply forgotten it.  The next part even sounded more ridiculous but I also seen the point of what I was doing wasn't working.  Remember that if what you are doing doesn't work then you need to change your strategy.  What I was doing evidently didn't work and hadn't for 3 years.  It was time to make a change.  I always felt that if only I paid something off it would get better.  It didn't, it just became worse.  I'd throw some extra money at the car payment or the mortgage but would fall short at the end of the month.  So the bill that I tried to get ahead of would now fall behind.  Carol Keeffe explains that if we concentrate on paying the minimum, we will have money to cover us until the next pay.  Our bills follow us through our lives and don't go away.  We get sucked into trying to pay them thinking we're getting ahead just to fall further behind.  By paying the minimum my bills were payed and I didn't have to worry about those little extra things that would pop up.

Next she has you make a list of your bills but list what you pay yourself first.  That's the priority, it's your money, you worked for it, you earned it and it's yours.  The bills will always be there so it's time to pay yourself so you can start enjoying life.  Don't sell yourself short by thinking that you can't and there just isn't enough money to go around.  In just 3 short months, I have been able to completely turn things around for the better.  Just by paying the minimum, my one major bill will be history in 8 months.  So why try to push it?  Why jeopardize my family by trying to shave part of a month off?  It is pointless and senseless.

I am half way through Carol's book and will keep sharing the advise she gives.  I will also let you know how it has helped change my financial outlook.  If you get a chance to pick up a copy I strongly suggest it.  It truly is making a difference in my life.

Have you set your expectations?

Have you set your expectations?

Quote of the day:

"The richest man is not he who has the most, but he who needs the least."

--Unknown Author

Remember when you were growing up and someone told you not to set your expectations too high, it will let you down?  Why set yourself up for disappointment?  Well I'm here to tell you, that is BULL!  If you don't set your expectations high enough, how do you expect to succeed?  Sure we are bound to be disappointed some time but by being confident and assertive we keep striving to reach our goals.  Great expectations lead to great outcomes.  Here is a wonderful story provided by Rich German and is a quote from his book

Keep Your Chin Up

by Jan Graham

About six months ago, I joined a gym. Every morning, there is one personal trainer there who works out at the same time that my little group does our workout. He does his routine with such a quiet determination that he makes it all look very easy, although I know all too well how hard he is working. When I am tempted to whine and quit, I watch him push himself to his own limits, and I find myself motivated to work as hard and without complaint.

One day, I was watching him do chin-ups. He made them look effortless. I broke away from my group and asked him if I could try a chin-up. I had never tried before, but he just made it look so easy. He eagerly stepped aside and encouraged me to step up to the bar. I pulled myself up without thinking … once … then twice. That was all I had in me; I had no strength left. I told him that was all I had, so he stepped up behind me and pushed me up for a third and fourth “pull.” It felt so good. I felt strong, and I smiled from ear to ear.

The next day, when I was done with my workout, I asked him to spot me again. Again, I did two. I did the same on day three and so on. I thought it was pathetic that I could only do two, but when I came to the gym at the end of the week, he was standing there just shaking his head. When I asked him what was up, he said he was impressed with my chin-ups. He told me that when they are training firefighters, the men are required to do five chin-ups, and women are required to do one or two. He explained that most people can’t do them at all and that he was impressed that I could. He further told me that if I practiced every day, I would be doing five or six in no time. At this point, I should probably add that I am fifty years old … and female.

The moral of this story … because I didn't know any better, because he told me I could, I saw no reason to doubt. I just jumped in and gave it a try—and I did it! I didn't see it as a great accomplishment because I didn't realize that it was difficult, and it became my goal to get stronger. No one told me I couldn't do it. In fact, I was encouraged to try. Had he told me initially how difficult it was, I more than likely would not have tried at all. Or, I might have tried but given it only half an effort, because failure would have been the expectation. I applaud him for letting me believe that for me, it was not only a possibility, but that success was a realistic expectation.

How many times have we decided not to try at all because we were told that we couldn't, that we shouldn't, that we had expectations that were too ambitious? How many times have we told our children, our friends, and our co-workers that they couldn't do something, that their ideas were impossible or beyond reach? How many times have we told ourselves that we would fail before we even started?

I started to ponder examples that I had witnessed and this came to mind: I recalled a conversation a friend of mine had with his daughter just prior to her heading off to university. He spoke to her (with good intentions) of how hard she would have to work in order to succeed. University wasn't like high school—this was the real world, and now she would have to grow up. This child quit after two years. Another friend spoke to her daughter of the adventure she was embarking on and how proud she was. I remember how we laughed because the mother already had her outfit picked out for convocation day! This child just graduated with her degree in physiology. Looking back, neither daughter was more intelligent than the other. Was it the silent expectations (or lack thereof) that predicted the outcome?

I have a new approach now. I have experience first hand how good it feels to rush in so innocently, to believe that we can do it, and go on to accomplish exactly what we set out to do, because no one told us we couldn't. I've learned how important it is to support others (and ourselves) in their endeavors and to let them know that we believe they can do it rather than telling them we think they can't.

I personally want to be like my trainer, standing there behind the people I love, encouraging them, believing in them, and being ready to catch them when they get tired. I will be the one who is there on the second and third day making sure they try again, because I know they can.

What a powerful lesson this has been for me. I'll be doing five in no time at all. Because I was told I can.

Message: Believe you can and you will.

Jan Graham is a full-time Realtor in Calgary, Alberta. Feel free to visit her Web site at www.jangraham.ca.

You can see that how we perceive our expectations relates strongly to our how the outcome will be.

Brain fitness-memory 43 second tip

Brain fitness-memory 43 second tip.

Here again someone shared this with me and I thought it was some valuable information that could improve your ability to become successful.

Hopefully this reinforces the point I have been trying to make over the last few blogs.  Simply put your mind and the way we use it plays a great part in how we direct ourselves towards our success.  One of the greatest ways to achieve success is by starting with the correct mind set.  Belief is over 90% of what is needed to reach our goals and dreams.  Have you ever become so determined to do something or get something that it was all you could think about until you had it?  Your mind constantly working on ways to reach that goal.  Even when you consciously weren't thinking about it, your subconscious was formulating the next move.  This move would just suddenly pop into your mind as an idea and you would rush off to try it.  Ideas are dreamed up and our bodies work to fulfill that dream.  If we can't seem to find the solution then our minds keep working on the problem to find it.  Don't give up, don't give in, don't despair, for the answer may be just around the corner.

Ever since the financial upheaval started, I've been looking for answers to the problem.  How do I get out of this mess and how do I keep from having happen again?  The answer was so simple that I already had it and used it in the past.  I went to some intense leadership training in the past for a former employer and used the information that they had given me with great success.  Unfortunately somewhere along the last few years I had lost that mind set.  The one that motivated me to do great things with my family.  Now that I have delved back into my books and previous training experiences, I have found the key to it all.  I stopped doing the things that made me successful and helped me to move forward.  I had regressed back to bad old habits which brought back the same old devastating results as before, financial instability.  My methods didn't work then and they sure weren't working now so it was time to change the situation.  Remember if you aren't getting the results you desire then it may be time to change your approach.  So now that I know what happened, I was able to change from an unsuccessful trend to a more positive and meaningful life.  Everyone has a moment where they lose track of what's important.  When we do this we give in to the negatives that brought us down in the first place.  The object is to not let this happen.  Make constant strides to move forward in a positive light.  This one thing in itself will lead you to great success.

Inspiration

Inspiration

"When you are inspired by some great purpose, some extraordinary project, all your thoughts break their bonds. Your mind transcends limitations, your consciousness expands in every direction, and you find yourself in a new, great and wonderful world. Dormant forces, faculties and talents become alive, and you discover yourself to be a greater person by far than you ever dreamed yourself to be. "

—Patanjali, (c. first to third century B.C.)

As you can see I have been focusing on how the mind can be used to get what we want - Success.  We need constant stimulation, motivation, inspiration, encouragement and a sense of well being to move forward.  I'd like to share another quote from an email I received.

 

Enlightenment Is About Being Available

By Jafree Ozwald

The most exquisite and enlightening experience of your life instantly shows up when you are fully open, receptive and available to the Universe. By being completely open, receptive and available to whatever the divine existence is offering you in this moment, the greatest experience of life simply pours in. Every deeply loving, successful, and magically divine experience will throw itself at your feet when you are open, available and receptive. This moment contains the magical state of enlightenment, and you can discover it spontaneously when you give up searching "out there" for the happiness, fulfillment or the "answers", and start trusting your ability to receive the grace that is inherently yours to be experienced.

Imagine you are like a wildflower, who is always opening and receptive to the warm gentle light from the Sun. The soft delicate flower petals must then also be open to experiencing the harsher elements, such as the wind, rain, fertilizer and competitive weeds for a growing life to persist. When you live your life like this wildflower, you root yourself deep into fertile soil and welcome whatever enlightening or not so enlightening experiences life brings you. You know that all the soft and hard elements you attract are necessary for your soul's highest evolution, and thus allow for each experience to enter you fully. As a result, a great strength and beauty is developed, and only is seen when you are consistently open and receptive to every experience life brings your way.

The experience of being open, receptive and available spontaneously happens when you have an unshakable trust that this highly intelligent loving existence always knows what's best for you. Unstoppable receptivity is your ticket into Heaven, and yet to open the door and walk through the gates you will need 100% trust. When you've reached absolute trust on your inner world, your outer world feels this divine quality radiating from you, and the spark of enlightenment instantly ignites within you.

Living in this supreme state of trust and enlightened availability means you need to be a spiritual warrior on your inner world. You get to constantly choose to be a radically free from all limitations that arise in the mind, and decide to live beyond the confines of every social belief the world presents. To go beyond the limits of your own ego/mind takes a very courageous warrior-like energy that is ready to die for freedom. This may be the most terrifying and/or a liberating experience you'll ever have in your life, yet it also means that you are ready to truly be alive, and live your truth on the deepest levels.

Inside your heart of hearts is a state of immense joy, unfathomable love and freedom that is independent of any outer cause or experience. This enlightening experience is found only through letting go of this constant struggle to attain some better, new and improved experience of life. As you slowly tire of the ego's constant outer search, you will naturally start being divinely receptive to the Light within and discover an exquisite infinite source of inner peace inside you. It is already here, at the core of your being, just underneath all your desires. This enlightening path leads you to a life that is naturally spontaneous, creative and devoted totally to this moment of existence. From here you don't have to search for any profound life experience, the enlightenment experience simply finds its way into you. As you become available to experienc e anything and everything that arises inside you, you'll see this enlightening existence naturally awakens within. Have a deeply profound and super enlightening week...enjoy!

As you can see that this message holds great meaning and is inspiring.  Find your inspiration and let it enlighten you to great success.